Summary
I first purchased a challenge account on April 26, 2024.
Over the approximately two years since then, through March 2026, I have received a total of approximately 24,000 USD in payouts. There has never been a single rejection or delay. In fact, recently, payouts have been approved almost instantly (details below).
Timeline
Funding Pips was one of the first prop firms I started using, thanks to its affordable pricing and well-established brand. However, during the approximately two years I have been using them, there was one minor issue.
Around April 2025, I passed two accounts at almost the same time. At that time, Funding Pips’ rules prohibited copy trading. I was aware of this, so although I was running two to three accounts simultaneously, I made sure never to trade the same currency pair on the same day across accounts. Despite this, I was flagged for suspected copy trading — likely due to a system error — and was told that only one of the two accounts would be approved.
I tried to explain that my trades were not copies, but perhaps due to my limited English at the time, I was unable to communicate this effectively. After several exchanges and submitting my trade history to prove there was no overlap, the misunderstanding was resolved and both accounts were approved. The entire process took four days.
To be honest, this experience left me feeling that Funding Pips’ support was somewhat lacking in quality. But looking at it objectively, the issue was fully resolved within four days. When I recently re-read my messages from that time, while my language was polite, the tone was clearly one of frustration. (I feel genuinely sorry for directing that frustration at the support staff.)
Why did I react that way? Simply because I was accused of something I had not done. But this is also understandable on their end — when a firm is monitoring a large number of clients and trades, errors are inevitable.
I would encourage anyone who encounters a similar situation to stay calm and focus on resolving the issue. Rather than immediately posting on social media or review sites, wait until the matter is actually resolved — or confirmed unresolved — before writing about it. That way, your review will be far more reliable. I am gradually learning to do the same. It is just like trading — acting on emotion is never rational.
Payouts
If I remember correctly, Funding Pips was already fast with payouts from the beginning, processing most within a single day. However, recently, the speed has become almost unbelievable.
January 21
Approved instantly. Arrived in Rise within 3 minutes. 904 USD.
January 27
Approved instantly. Arrived in Rise within 3 minutes. 907 USD.
January 29
Approved instantly. Arrived in Rise within 3 minutes. 1,624 USD.
February 2
Approved in 8 hours 31 minutes. Arrived in Rise 4 minutes later.
2,594 USD.
February 5
Approved instantly. Arrived in Rise within 3 minutes. 897 USD.
To be completely honest, even after receiving multiple payouts and having built trust with a firm, the waiting period is always nerve-wracking. Funding Pips currently has by far the fastest payout approval of any firm I have used. That alone makes them worth choosing.